Commercial Insurance of America
Semi-truck on the highway

COMMERCIAL VEHICLE INSURANCE

Coverage Built for the Road Ahead

Protecting owner-operators, independent truckers, and fleet owners across the country

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Insurance for Every Commercial Vehicle

At Commercial Insurance of America, we specialize in commercial vehicle insurance for owner-operators, independent truckers, and fleet owners. Whether you run a single semi-truck or manage a full fleet of 18-wheelers, box trucks, and vans, we have the coverage to keep your business moving.

Vehicles We Cover

Semi-Trucks & 18-Wheelers

Full coverage for long-haul and regional semi-trucks, including owner-operator and leased units.

Box Trucks & Straight Trucks

Protection for delivery vehicles, moving trucks, and medium-duty straight trucks.

Cargo Vans & Sprinters

Coverage for last-mile delivery vans, sprinter vans, and light commercial vehicles.

Flatbeds & Specialized Rigs

Tailored policies for flatbed haulers, tankers, refrigerated units, and specialty equipment.

Buses & Passenger Vehicles

Commercial coverage for charter buses, shuttle vans, and passenger transport fleets.

Mixed Fleets

Single policy solutions for businesses operating multiple vehicle types under one roof.

Coverage Options

Liability Insurance

Required by federal and state law, liability coverage protects you when your vehicle causes bodily injury or property damage to others.

  • Bodily injury liability
  • Property damage liability
  • Federal & state filings included

Physical Damage

Covers repair or replacement of your truck or vehicle after a collision, rollover, fire, theft, or weather event.

  • Collision coverage
  • Comprehensive (fire, theft, weather)
  • New & used vehicle coverage

Cargo Insurance

Protects the freight you haul against loss, damage, or theft while in transit.

  • General freight & commodities
  • Refrigerated & temperature-sensitive cargo
  • High-value & specialized loads

Bobtail & Non-Trucking

Coverage for owner-operators when driving without a trailer or outside of dispatch — filling the gap your motor carrier's policy leaves.

  • Bobtail (no trailer attached)
  • Non-trucking liability
  • Deadhead coverage
Commercial truck fleet owner operator

Why Truckers & Fleet Owners Choose Us

  • Specialized expertise in commercial trucking insurance
  • Competitive rates for owner-operators and fleets of all sizes
  • Federal and state filing assistance included
  • Fast quotes — get covered quickly and get back on the road
  • Bundle with workers comp and general liability for added savings

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Tell us about your vehicles and we'll find the right coverage for you.

Get a Commercial Vehicle Quote Today

Call or text us now and one of our agents will find the right coverage for your truck, van, or fleet — fast and hassle-free.

Call or Text you MC or DOT# (602) 440-4900